What You Need to Know Before Selecting a Bankruptcy Attorney
Before you would make a decision to file for such bankruptcy, it is quite important that you know that there are four ways that companies and individuals can file. The bankruptcy attorney would be able to help you know if you must file for Chapter 7, 11, 12 or 12. The chapters 7 as well as 13 are personal options. You should be aware that the chapters 11 and 12 are for the corporations as well as for the agricultural business.
The first step that you must take in order to choose a bankruptcy attorney is to look for your lawyers in your place which practice in the right chapter that you will be filing. These are those lawyers which focus on the personal finances, while the others may simply focus on businesses. There are some firms that can do a mix of both. A lot of the general firms that practice a wide variety of law are also an option. In filing on behalf of an individual, so many firms choose to file chapter 7. The chapter 7 bankruptcy is the least complicated method to file.
When you would choose a bankruptcy attorney, it would be best that you seek for someone with experience in such field. You want a person who knows what they are doing and one who has all the knowledge in settling finances. When you select an individual rather than a firm, then you should get a reference from the lawyer if one cannot handle the case or is isn’t familiar with a certain part of your case. If you choose a firm, all the members of such practice may work together if there is a problem that would come up. Firms would have people who are knowledgeable in a lot of areas, making all references in-house. You need to remember that even the smallest mistake can actually cause the case to be dismissed.
You need to know if the person that you choose is going to be there to answer the questions which you have. You should know how long it would take for you to return the calls and also what happens when the lawyer isn’t available if the need arises. Is there a backup option? So that you can head down the road to being financially free, then you must someone who is available.
Before you come up with a decision, you should check the references first. So many firms can provide you with a list of those clients which they have in the past. You must make a few phone calls in order to see what the others say before you make your decision.